| Joined: | Sun Apr 22nd, 2012 |
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| Posts: | 261 |
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Seems to me they don't want the business.
I had a few bumps when I was a young driver, only one claim though. People didn't bother to the same degree then, there are so many expensive cars out there and insurance repairs are so expensive, somebody has to pay for them.
I just had a fresh quote for my Marlin, £126, fully comp, roadside assistance, recovery and claims management, whatever that means.
I think more of an issue with insurance is this stupid ruling that gender can't be used to assess risk. This Euro Union thing needs stamping on before it completely wrecks our society. If one group of drivers is a lower risk group then it should benefit from the fact, whatever the background reason. Some women drivers are being hammered with their new premiums, but I don't see any reports of men enjoying lower premiums, I wonder why...
Any suggestions Steve?
Yes I have an idea.....nationalise insurance companies, they've been ripping us off for years. Same with fuel distribution, there's a cartel begging to be broken, nationalise those buggers as well.
As for the female driver thing, well I'm afraid I see lower rates for women as an example of sexual discrimination, and they are actually a higher risk in situations requiring reaction & focus.
In my view, insurance should be based on wnkr factor, because that would bode well with innocent until proven guilty. For example, a presentable educated young lad with good references, maybe a full motorcycle license, who wants to insure a 106, Corsa etc is innocent and a low risk. Retrospectively, the wnkr factor would instantly clear the roads of farm boys, subarus, audis, vans, buses and plant hgv's....the main causes of accidents in the UK.
I'd also make road rage legal in certain circumstances, and ban bus lanes or make it illegal for buses to use ordinary carriageway.
Cutting people up for no justified reason particularly on roundabouts would carry a sentence of smashed fingers on both hands.
Tailgating on the motorways, now that one gets me.....tailgaters should be strapped to some device and propelled head first at 70 mph into a large steel block. Personally when someone tailgates me I just dab the brakes hard, that usually lets em know they were too close. It's also amusing to watch them swerving around in a panic trying to avoid a collision because the thought of them being in the wrong if they touch your car has flashed painfully through their tiny brains in less than a tenth of a second.
This is the problem, due to our nanny surveillance state it's no longer possible to punish anyone who has it coming without some bloody nosey parker camera on you. Gone are the days when you gave someone a black eye and this is one reason why we have idiot killers on the road.
Last edited on Sun Dec 2nd, 2012 18:24 by steve of oxford